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Second, for those who have a low credit score, they can work to improve their FICO score during the rental term.
Of course, you don’t have to rent a home with an option to buy to accomplish all of this.
You can just rent a home in a neighborhood that interests you, save a down payment while you rent, and work to repair your credit score.
Whether you hire a home inspector, have a friend or family member look at the home, or inspect the home yourself, you should look over the home as if you were going to sign a purchase agreement. Often tenants enter into a lease purchase agreement because the home happens to be available, not because it’s a home they truly want to own.
And finally, negotiate all the terms of the deal as if it were a purchase.
Now, though, such arrangements are making a comeback.